Benefits of owning a BCA credit card : SoalSekolahmu

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How to Create a BCA Credit Card to Get an ACC Faster

Few people think it’s that hard to make a BCA credit card. BCA is the largest private bank in Indonesia. In the community, year after year BCA grows into the best private bank both in terms of products, services and others.

There are varioustypes of services and products provided by BCA, one of which is credit cards. Of the various types of credit cards offered by banks, it can be carried away that credit cards from BCA have many enthusiasts. Even every day, there are people who are interested in applying for a BCA credit card.

A Credit card is now like making cash in need, especially in m asa as it is now, comparedto k a n  d paying in cash, paying using a credit card is considered more fun and convenient. We have to pay the entire bill at the end of the month.

Even for businesspeople, credit cards are very helpful because  they can be used to buy goods for production purposes. If you’re more interested in using a BCA credit card, here’s how to create a BCA credit card and complete information.

Benefits of owning a BCA credit card

Having a BCA credit card will certainly provide a variety of benefits compared to credit cards from other banks. The first advantage you can enjoy in very competitive loan rates. All BCA credit cards you use, whether they are Visa or Master Card, all have very attractive interest rates.

It can be purchased abroad. You can shop abroad using a bcA credit card safely and nyaman, in addition the exchange rate owned by this credit card is very low. BCA even provides BCA Travel Service, which will help you while you are on vacation abroad.

Third, payments are accepted in real time. If you make a credit card payment using a BCA ATM, BCA phone  , or using different BCA transaction facilities, the amount of the limit you have automatically increases immediately at that point, even if you make the paymentduring the holidays.

Fourth, it has a very wide trading network. How to make a BCA credit card  is so in demand, one of which is because of these advantages. Bca credit card-owned trading network is very wide, even supported by more than 1,200 branches spread across the country. BCA even collaborated with 6,500 retailers.

Types of BCA CC You Should Know

BCA provides a large selection of credit card types and is divided according to payment. In addition, the limit of this credit card also varies, so you can tailor it to your needs and income. The following are the complete information about the choice of BCA credit cards:

  1. BCA Card. Some cards are included in the type of BCA card such as Everyday Card. The limit of this card is IDR 3 million and has an annual fee of IDR 125 thousand. There is also a Platinum card with a limit of IDR 20 million, as well as an annual fee of IDR 250 thousand. Finally, there is an Indomaret card with an IDR limit of 3 million and an annual fee of IDR 125 thousand. How to make a BCA credit card is pretty easy.


  1. BCA Mastercard. In the type of BCA Mastercard, the type of platinum has a limit of IDR 20 million while the annual fee of IDR is 450 thousand, the Black type has a limit of IDR 20 million and an annual fee of IDR 450 thousand, finally Matahari Mastercard, a limit of 3 million and an annual fee of IDR 125 thousand.


  1. BCA Visa Card. Visa Batman has an annual fee of IDR 125 thousand and a limit of IDR 3 million, visa black limit of IDR 20 million and annual fee of IDR 450 thousand, Visa Singapore Airlines, an annual fee of IDR 500 thousand and a limit of IDR 20 million. How to make a BCA Black credit card  is quite difficult, but to give a limit is great.


  1. BCA JCB Card. Bca JCB cards are divided into two types, namely Nationwide Privileges and World Privileges. This credit card product is actually a special product so you can contact bca directly for information about annual fees and card restrictions.

How to create a BCA credit card?

Before making a credit card from bca, you must make sure that you meet the various requirements provided by the BCA, such as a minimum age of 21 years and a maximum of 65 years, then a minimum monthly income of Rp. 4 million and for some cards a minimum of Rp. 3 million.

Documents that must be prepared when applying for a card such as an ID card, proof of income for employees and professionals. If you are self-employed, you must submit financial statements. In addition, other files such as photocopies of savings accounts. NPWP, a professional license for those who work as professionals and a business establishment work for the self-employed.

If various documents are completed, how a BCA credit card is created can be done online and offline. If you want to sign up online, you can go through the BCA website directly or through financial services that have collaborated with bca.

If you choose to apply for a credit card offline, you only need to visit the nearest BCA branch, with various documents. Later, customer service will help you process the card application. Fill out all the forms provided by customer service, be sure to fill it out completely. So the card can be processed faster.

Tips for accepting an BCA credit card application

Although making a BCA credit  card is very easy, in order for a credit card application to be accepted, you must meet various requirements. You must fill out all the documents requested by the bank. In addition, make sure that the requested documents are according to your needs, so that applications can be processed quickly.

Second, make sure you have a good credit history. The BCA bank, of course, does not want to accept applications if you have a bad credit history. So make sure you don’t have backpayments or a history of non-performing loans for at least the last 6 months. If you still have installments, be sure to pay on time.

Third, income according to the criteria required by the bank. It was explained that the minimum income must be IDR 3 million and that there are several cards that are IDR 4 million. Make sure your income is appropriate. Some types of work can be quite risky, if so you can start saving using BCA so there are enough savings there.

Fourth, they have enough savings in the BCA account. In fact, it will be easier for you if you have a sufficient sum of money in a BCA account, or have been a bcA customer for many years. Having become a loyal customer, of course the bank will consider your application well.

A BCA credit card can really be the best choice for those who want to have a credit card with professional and complete services, especially since the offers given every month are very attractive. How to make a BCA credit card  is also very easy and the process is very fast, so what are you waiting for.

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